Terms and Conditions of Service

Acceptance of Terms and Service Overview

User Agreement

Welcome to Score Machine. By accessing and using our platform, you agree to comply with these terms and conditions. If you do not agree with these terms, you must discontinue use immediately.

These terms govern your use of Score Machine's services, including all features, tools, and content provided.

Nature of the Platform

Score Machine provides informational and analytical tools designed to support credit understanding and evaluation. The platform does not guarantee financial outcomes, approvals, or specific results.

Dynamic Nature of Services

Our platform and services may be updated periodically. We reserve the right to modify or discontinue features at any time without prior notice.

License and Permitted Use

Limited License Grant

We grant you a limited, non-exclusive, non-transferable license to access and use the platform for personal or business use in accordance with these terms.

Usage Restrictions

• No unauthorized resale or redistribution
• No reverse engineering or copying of the platform
• No unlawful or fraudulent activity

Ownership and Intellectual Property

All platform content, features, and intellectual property remain the exclusive property of Score Machine.

Prohibited Conduct (What You Cannot Do)

You agree not to:

• Misuse the platform or attempt unauthorized access
• Interfere with system operations
• Use the platform for illegal activities
• Submit false or misleading information

Fees, Payment, and Cancellation

Subscription Fees and Billing

Access to certain features may require a paid subscription. Fees are billed according to the selected plan.

Automatic Renewal

Subscriptions may renew automatically unless canceled prior to the renewal date.

Cancellation Policy

You may cancel your subscription at any time. Access will continue until the end of the billing period.

No Refunds Policy

All fees are non-refundable once charged. No refunds will be issued for partial billing periods or unused time.

User Duties, Data Authorization, and Security

Accuracy of Information

You agree to provide accurate and complete information when using the platform.

Data Authorization

By using the platform, you authorize the processing of your data as required to deliver services.

Security Responsibilities

You are responsible for maintaining the confidentiality of your account credentials.

Chargebacks and Disputes

Restriction on Payment Reversals

You agree not to initiate chargebacks without first contacting support to resolve the issue.

Consequences of Improper Chargebacks

Improper chargebacks may result in:

• Immediate account suspension
• Permanent account termination
• Additional recovery actions

Confidentiality and Reputation

Confidential Information

You agree not to disclose confidential information obtained through the platform.

Covenant of Non-Disparagement

Users agree not to make false or harmful statements that may damage the reputation of Score Machine.

Remedies for Breach

Violation of these terms may result in termination of access and legal action if necessary.

Indemnification and Limitation of Liability

User Indemnification

You agree to indemnify and hold harmless Score Machine from any claims arising from your use of the platform.

Limitation of Liability

Score Machine is not liable for any indirect, incidental, or consequential damages resulting from use of the platform.

Governing Law and Dispute Resolution

Governing Law

These terms are governed by applicable laws of the jurisdiction in which the company operates.

Mandatory Arbitration

Disputes may be resolved through binding arbitration where applicable.

Waiver of Jury Trial and Class Actions

You agree to waive the right to participate in class actions or jury trials.

Miscellaneous Provisions

Entire Agreement

These terms constitute the entire agreement between you and Score Machine.

Amendments

We reserve the right to update these terms at any time. Continued use constitutes acceptance of changes.

Notices

Official communications may be delivered electronically through the platform or via email.