Privacy Policy

Data Collection and Sources

We collect and process information necessary to provide our services, primarily based on the data you submit or authorize.

1.1 Information Provided Directly by the User

• Account Data: Name, email address, phone number, and login credentials
• Credit Report Data: Information obtained through authorized integrations
• Uploaded Documents: Files or data voluntarily submitted

1.2 Credit and Financial Data from Third Parties (User-Authorized Data)

• Credit bureau data accessed through integrations
• Financial account data where applicable
• Transaction and account-level data authorized by the user

1.3 Usage and Technical Data

• Device and browser information
• IP address and system activity
• Interaction data for platform functionality

Use of Information (Purpose of Processing)

We use collected information for the following purposes:

2.1 Provision of Services and Contractual Performance

• Deliver platform features and analytics
• Maintain account functionality
• Provide customer support

2.2 Product Development and Improvement

• Improve platform performance
• Develop new features
• Analyze usage trends

2.3 Legal, Security, and Compliance

• Prevent fraud and unauthorized activity
• Enforce platform terms
• Comply with legal obligations

Disclosure of Information

We may disclose information when necessary to fulfill services or comply with legal requirements.

3.1 Service Providers and Partners

• Payment processors
• Hosting and infrastructure providers
• Analytics and support tools

3.2 Legal and Regulatory Requirements

• Compliance with applicable laws
• Enforcement of legal rights
• Response to lawful requests

3.3 Business Transactions

• Transfers related to mergers, acquisitions, or restructuring

Data Security and Confidentiality

We implement industry-standard safeguards to protect user data.

4.1 Security Measures

• Encryption and secure storage
• Access controls
• Monitoring systems

4.2 User Responsibility

• Maintain account security
• Protect login credentials

4.3 Confidential Information

• Sensitive data is handled with strict confidentiality protocols

Retention and Deletion

5.1 Data Retention

Data is retained only as long as necessary to provide services or meet legal obligations.

5.2 Post-Termination Data Handling

Data may be retained after account closure as required for compliance and record-keeping.

Jurisdiction and Governing Law

6.1 Governing Law

This policy is governed by applicable laws of the relevant jurisdiction.

6.2 Dispute Resolution

Disputes related to this policy may be subject to arbitration or legal proceedings as required.

Changes to this Policy

We may update this policy periodically. Continued use of the platform constitutes acceptance of changes.

Contact Information

If you have questions about this Privacy Policy or our data handling practices, please contact us: