car loan
Apr 25, 2026
6 Best Credit Unions for Auto Loans in 2026
In 2026, credit unions continue to offer significantly lower auto loan rates than banks and dealerships. According to National Credit Union Administration, average 60-month new car APRs are 5.75% at credit unions versus 7.49% at banks — a difference that can save roughly $1,490 on a $30,000 loan.